Superannuation and SMSF
Success doesn’t come from what you do occasionally.
It comes from what you do consistently
Superannuation
Are you concerned that your superannuation fund keeps losing money?
Did you know that superannuation is an investment structure not an actual investment?
Would you like to have more control over your superannuation investments?
Your superannuation fund can be the most tax effective investment structure available to you, but if you’re like most, you may not pay much attention to it until your retirement approaches. However, there are various stages to a working person’s life and there are opportunities to boost your super along the way. Our focus is to help you build strategies and investments within your superannuation fund that will give you a financially secure retirement
These strategies include:
• The government co-contribution
• Investing aggressively at a young age
• Salary sacrifice
• Choosing your own range of investments including direct shares, property and term deposits that match your risk appetite
• Changing your investments within superannuation as investment markets and your personal needs change over time. Those who seek advice early could very well end up with a bigger nest egg at retirement.
There are different types of super funds available; industry funds, personal super funds and self-managed super funds. Each one has its place depending on individual circumstances. In retirement, superannuation is normally converted into a pension whereby the fund pays a regular payment to the investor. There is also a pension that can be paid to working people over the age of 55 that has potential tax benefits.
SR Perks is here to help!
• Investing aggressively at a young age
• Salary sacrifice
• Choosing your own range of investments including direct shares, property and term deposits that match your risk appetite
• Changing your investments within superannuation as investment markets and your personal needs change over time. Those who seek advice early could very well end up with a bigger nest egg at retirement.
There are different types of super funds available; industry funds, personal super funds and self-managed super funds. Each one has its place depending on individual circumstances. In retirement, superannuation is normally converted into a pension whereby the fund pays a regular payment to the investor. There is also a pension that can be paid to working people over the age of 55 that has potential tax benefits.
SR Perks is here to help!
Self-Managed Superannuation
Would you like more control over your superannuation?
Does self-managed superannuation mean you have to do all the work yourself?
Most people answer yes to the first question but are concerned about the workload.
SR Perks can help you gain control over your superannuation, deal with the workload and help with building investment strategies.
SR Perks can help you gain control over your superannuation, deal with the workload and help with building investment strategies.
We assist you through every aspect of compliance with your SMSF, particularly in the following areas:
- Contribution limits
- Establishment of pensions
- Strategies to minimise the death benefits tax
- Strategies to transfer assets into superannuation
- SMSF Gearing
- Legislative compliance including trustee responsibilities
- Dealing with superannuation benefits in estate planning
Please contact your adviser today to discuss any questions you might have about your superannuation strategy.
Ask for:
- Setting up your SMSF;
- Administration of your SMSF; and,
- Auditing your fund.
